Construction Financing

Build the home of your Dreams

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Construction Financing

One-stop shop! One loan Originator. One borrower. One builder. One team.

Building the custom home of your dreams means your future holds many wonder-filled possibilities for your family.

Securing an interim and permanent construction loan with Thrive Mortgage gives you the peace of mind you desire, so you can focus on the more important aspects of building your DREAM HOME!

Our construction lending process is tried and true

    • We offer terms often not available with other lenders, such as lower down payment requirements
    • We have construction loan specialists that take the confusion out of construction lending
    • Thrive Mortgage has solutions for many different types of construction loans
    • By managing all construction draws, we control the transaction and protect the funds by avoiding unforeseen mishaps with builders/sub contractors
    • Whether building on your own lot, or simultaneously purchasing a lot and starting your build, we can help you accomplish your goals
    • Get pre-approved before you begin the construction of your new home

    Thrive Mortgage is the right choice

    • Thrive Mortgage seamlessly offers both interim construction financing and permanent financing package that makes the most sense
    • By processing and underwriting our own loans, we are able to extend terms that other lenders do not offer
    • We currently offer construction lending programs in every state where we're licensed!
    We have many different loan options to help build your dream home
    • Conventional Loan: Build with us and move into a conventional loan at build completion
    • FHA Loan: Build with us and move into an FHA loan at build completion
    • VA Loan: Build with us and move into a VA loan at build completion
    • Jumbo Loans: Build with us and move into a JUMBO loan at build completion

    *All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change.

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