The first step is crucial and sets the stage for your home buying experience. You and your loan officer will discuss your short and long term financial goals so we can customize a loan strategy fit for you and your family.
The goal of completing an application is to gather as much information as possible so your loan officer can best determine all the available loan program options..
At this stage your loan officer will share how much home you can afford, what your monthly payment will be, and how much money you will need.
This is where we need your help! Submitting your income and asset documentation upfront allows us to fly through the underwriting process quickly.
Once you find a home and the seller accepts your offer, we’ll order an appraisal and begin processing and underwriting your loan.
The underwriter reviews the appraisal and your income/asset documents to verify you meet all the conditions for final approval.
Our in-house closing department works with the attorney to assemble the final paperwork.
Everything we do leading up to this point ensures a smooth and exciting experience.
We want you to enjoy this moment as you receive the keys to your new home!