The biggest difference between myself and other loan officers is that I am a Certified Mortgage Planner with a Financial Advisor background.  This allows me to be able to prepare and analyze different loan strategies that look at more than just your interest rate and term.  Mortgage loans are much more complex then many realize. I will actually run a Total Cost Analysis to review rate, term, insurance, tax benefit, amortization, costs, and more.  Then we can determine which loan program will give you the highest net worth in 5-7 years and up to 30 years!

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